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REGION: USA
CREATING FINANCING SOLUTIONS TO MEET YOUR NEEDS

FINANCIAL SOLUTIONS

Flexible solutions for your technology - this is what we promise

Leasing Solutions

At CHG-MERIDIAN, we have been providing leasing solutions for over 35 years, and have been instrumental in helping our customers' businesses grow. With employees dedicated to finding the best solution for you, our leasing models are being demonstrated all over the globe today.

Lifecycle Management

The creation of financing solutions for your assets is pivotal, but is just one of the many added benefits that CHG-MERIDIAN can contribute. Whether you are looking for an efficient way to manage your portfolio or enhance your procurement methods, we have developed a number of solutions to help.

Creating Financing Solutions to Meet your Needs

Our approach to flexible financing across markets will usually be based on one of the products below:

  • Operating lease
  • Capital Lease
  • Sale & leaseback

Depending on your business requirements, we will work alongside you to create a solution which benefits your business throughout the lifecycle of your assets. At CHG-MERIDIAN, we invest time and effort into our products so that you can spend more time worrying about the things that truly matter to your business.

Operating Lease

An operating lease is one of the most common types of arraignments our customers take advantage of. An operating lease allows for the use of an asset, but the lease term is short compared to the useful life of the asset. As a result, we take a residual value on the asset, meaning the sum of the lease payments will typically be less than the original equipment cost.

Advantages

  • Typical lease terms are only 2-5 years
  • Flexibility at the end of the lease to retirn or purchase the equipment, or to extend the lease month-to-month or for an additional fixed term
  • Usually results in the lowest overall payment
  • Provides fixed monthly payments oover the term of the lease

Capital Lease

A capital lease is another common lease agreement utilized by our customers.  A capital lease has a lease term that more closely matches the useful life of an asset.  It can also include an option to purchase the asset lower than its Fair Market Value at the end of the lease term, sometimes as low as $1.

Advantages

  • The customer is considered to be the owner of the equipment and therefore can claim depreciation and interest expense
  • There is no large upfront payment needed; the asset is paid for while it is being used.
  • Customized payments can be created in order to match cash flow and income fluctuations.
  • Rates are locked during the lease term which is a hedge against a rising interest rate market.

Sale and Leaseback

Raise cash and unlock the value of existing equipment by taking advantage of our sale and leaseback model. This model allows you to sell your existing assets that you own and lease it back.

Advantages

  • Generate cash
  • Alignment of depreciation, usage and useful life
  • Accelerate future projects
  • Non-disruptive method to raise cash
  • No downtime or need to retrain on new equipment

Contact Us

If you would like some more information or to discuss our finance packages in greater detail - please contact:

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Discover the other solutions we provide
INFORMATION TECHNOLOGIES

PROVIDING EFFICIENCY ACROSS THE TECHNOLOGY LIFECYCLE

IT departments are often confronted with changing requirements and new devices at ever shorter intervals. This makes the management of the IT portfolio a more complex and time consuming task.

HEALTHCARE TECHNOLOGY

A PERFECT BALANCE OF COSTS AND BENEFITS OF THE LATEST HEALTHCARE TECHNOLOGY

Investing in the latest healthcare technology often involves high costs. CHG-MERIDIAN can identify when investments are really worthwhile for hospitals and care facilities.

INDUSTRIAL TECHNOLOGIES

Global expertise in facilitation of technology investments

Regardless of whether you want to break into new sales markets or are expanding abroad for cost-related reasons – there are still great opportunities inherent in an international outlook.